HIPAA

Health Insurance Portability and Accountability Act
what does hipaa mean for you ?

The Health Insurance Portability and Accountability Act of 1996 is a United States Act of Congress enacted by the 104th United States Congress and signed into law by President Bill Clinton on August 21, 1996. The Health Insurance Portability and Accountability Act consists of 5 Titles as follows : 

TITLE I
Protects health insurance coverage for workers and their families who change or lose their jobs. It limits new health plans’ ability to deny coverage due to a pre-existing condition.
TITLE II

Prevents Health Care Fraud and Abuse; Medical Liability Reform; Administrative Simplification that requires the establishment of national standards for electronic health care transactions and national identifiers for providers, employers, and health insurance plans.

TITLE III

Guidelines for pre-tax medical spending accounts. It provides changes to health insurance law and deductions for medical insurance.

TITLE IV

Guidelines for group health plans. It provides modifications for health coverage.

TITLE V

Governs company-owned life insurance policies. Makes provisions for treating people without United States Citizenship and repealed financial institution rule to interest allocation rules.

FILE A HIPAA COMPLAINT

You may file a complaint with OCR if you feel your rights under the HIPAA Rules were violated.

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